ANYwhere: Reward Points

I think that I have spent more time researching how to get good deals, than I ever did on a research paper. I always wonder why people pay full price for items when a little research could save you lots.

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I’ve written about how to get the most out of your airline miles, but sometimes free flights does not appeal to everyone. People prefer to use their rewards on other purchases that affect their life more directly.

When done correctly, a credit card can give you rewards on your everyday purchases. I do shop around when looking for a card to suit my needs, asking for recommendations when needed. Recently. I’ve landed on the Chase Freedom.

Chase Freedom gives points for general purposes. Points can be used for cash back, gift cards, or travel. I use this card for all my big purchases: flights, hotels. Monthly bills, etc. With the Chase Freedom, you get 1 point for every dollar spent, but some months Chase has bonus points, where you get triple the points on certain purchases.

In July I talked about buying an outdoor set for my patio. It really has created a nice zen place for me to blog and unwind. If I made any purchases in July at Kohl’s, then I got triple the points. Not only did I get a great deal, but I made enough points from that purchase alone to get a $25 gift card from Chase. All year I use this card, and come December 1, I cashed in for gift cards that I used to buy my Christmas gifts, or give as gift.

I don’t recommend getting a credit card just to get rewards, but if used responsibly then it can yield a great return.

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46 thoughts on “ANYwhere: Reward Points

  1. My husband and I travel a lot and researched cards for ages to find something worthwhile. We decided on one that gave hotel rewards to rest our heads for free or very inexpensively on our long long roadtrips!

    Liked by 1 person

  2. I wish all credit cards had a rewards program. It is just a little way for them to show their gratitude to their clients. No matter if it is just a teeny-weeny reward, at least there is something we can look forward to after a while.

    Liked by 1 person

  3. Well, credit cards are great and the reward point system is the best one if you use it wisely, however, I believe that living debt free life is more awesome. I know this is not possible in present day scenario, but If there is a potential then we must give it a try. Thank you for great advice 🙂

    Liked by 1 person

  4. I love the idea of using cards to get rewards!! With how much I travel airline miles are so crucial for my family. We make sure to pay them off every month to avoid finance charges.

    Liked by 1 person

  5. I a a big believer that you shouldn’t have to pay full price for anything that is why coupons and I get a long very well. I do believe that this is great advice I would just be careful with the card. You don’t want to get a lot of debt. So if you can make the purchase with the card, use the rewards and pay it off quickly then I say its worth doing.

    Liked by 1 person

  6. We are so lucky dont you think! Being able to use reward programs and such. I’ve never heard of this program, so after I comment, I have to go check it out. Thanks for sharing!

    Liked by 1 person

  7. This is the only reason why we put our Disneyland trip on credit, just for the points and rewards. We are trying really hard to stay away from credit cards but if you can find one to use for rewards it does pay off.

    Liked by 1 person

  8. Credit Card reward programs really can be beneficial, as long as you know how to use them to your benefit and not rack up a balance. We have a card that has great rewards and we’re able to use the points to purchase everyday products. You have to be really disciplined, though!

    Liked by 1 person

  9. That’s so funny because I am a huge research person. Like almost to the point of overkill but I was able to save so much on many things including my car by shopping and researching. I have a card with rewards but I am really just trying to pay it down.

    Like

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